I’m honored to be recognized as one of the Top 49 Women in Mortgage Origination

I am a highly skilled mortgage origination professional with a successful career spanning over 22 years. I have a wealth of experience and a proven track record, with over $1 billion in funded loans under my belt.

I have successfully navigated every kind of market, including the 2007 financial crisis — the worst global downturn since the Great Depression. This demonstrates my resilience and commitment to helping clients thrive even in the most uncertain times.

In my personal life, I’m a devoted mother of two and enjoy reading, meditating, and cooking delicious meals for my loved ones. I’m passionate about my work and bring discipline and dedication to everything I do.

WORK WITH THE BEST

Serving the Bay Area Since 2002

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230+

glowing five star reviews on Zillow

$2B

CLOSE to 2 BILLION IN FUNDED LOANS

20 STATES

Licensed in 20 states

What I do

I provide sustainable financing for successful homeownership.

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When you help someone purchase a home or save money on an existing loan you are enhancing the quality of their lives, nothing gives me greater satisfaction than to have a hand in making someone’s dream come true or just making their lives easier to live. We all need more time, more opportunities and more cash flow, my passion is helping people find these things, often.

Padi Goodspeed, Your Mortgage Girl

CLIENT TESTIMONIALS

My clients’ experiences speak louder than promises. Read what homeowners and partners have to say about what it’s like to work together.

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Best of the best

Padi is amazing. She helped me through two home purchases and was on the phone with me late some nights to make sure paperwork was correct and on time. She made the process easy to understand and was always available. Absolutely loved working with her!

Steph Campagna from San Jose, CA

THEE BEST IN THE MORTGAGE FINANCE GAME!

I had the honor and pleasure of working with THE BEST mortgage advisor in the game! As a Probate, Trusts and Estates attorney, I have worked with many mortgage advisors, and Padi is, hands down the best at what she does! We first engaged Padi to assist in financing our second home, and she got the job done quickly and seamlessly. We didn’t have to sell our first family home, and we were able to keep it and rent it out due to Padi’s diligence and expertise A year later, when interest rates dropped, we were ready to refinance our new home to get lower payments. With the help of Padi, our mortgage was reduced by $2,000!

vgreenusf from Oakland, CA

There's many lenders, but there's only one Padi.

Purchasing a home will be one of the three biggest decisions in your life (Career, Home, Partner). Many people choose their lender based on numbers only, but we chose ours based on her qualities (and also numbers). Padi is incredibly knowledgeable, as expected after over two decades of experience, but more importantly, she's willing to share that knowledge with her clients. Nobody knows everything, but that's where her other quality, resourceful, comes into play. Whatever obstacles we encountered in our journey were just opportunities for Padi to showcase her resourcefulness by overcoming them quickly and efficiently. Last, but certainly not least, she's professional. To some this may seem like a basic quality, but there are levels to professionalism, and if "epitome" was a level, she'd be the face of it. I highly recommend that if you're looking for a lender, to take that first call with Padi and see her qualities for yourself. Those 30 minutes will be the best start to your journey of finding a home. Good luck and happy hunting!

Prashant from Sacramento, CA

Gamechanger

Padi digs in, solves problems and is watching all players to ensure a successful close. She spent countless hours with the underwriter, CPA and broker to close my loan.

Brylea Burkhart from San Jose, CA