
I am a highly skilled mortgage origination professional with a successful career spanning over 22 years. I have a wealth of experience and a proven track record, with over $2 billion in funded loans under my belt.
I have successfully navigated every kind of market, including the 2007 financial crisis — the worst global downturn since the Great Depression. This demonstrates my resilience and commitment to helping clients thrive even in the most uncertain times.
In my personal life, I’m a devoted mother of two and enjoy reading, meditating, and cooking delicious meals for my loved ones. I’m passionate about my work and bring discipline and dedication to everything I do.
230+
glowing five star reviews on Zillow
$2B
over 2 BILLION IN FUNDED LOANS
20 STATES
Licensed in 20 states


What I do
I provide sustainable financing for successful homeownership.

When you help someone purchase a home or save money on an existing loan you are enhancing the quality of their lives, nothing gives me greater satisfaction than to have a hand in making someone’s dream come true or just making their lives easier to live. We all need more time, more opportunities and more cash flow, my passion is helping people find these things, often.
Padi Goodspeed, Your Mortgage Girl
My clients’ experiences speak louder than promises. Read what homeowners and partners have to say about what it’s like to work together.
Outstanding Mortgage Expertise for First-Time Buyers
Working with Padi to buy our first home was an incredible experience! She is exceptionally resourceful and went above and beyond, making herself available late nights and weekends to ensure our paperwork was in perfect order. As first-time homebuyers, we had many questions, and Padi patiently answered every one. She seamlessly coordinated with the sellers and escrow, consistently advocating on our behalf. Thanks to her dedication, we closed on time and secured a good rate in this market! Her team was also very efficient and a pleasure to work with. We highly recommend Padi to anyone in need of a mortgage and look forward to working with her again in the future!
Nima from San Jose, CA
Always available
When I was first told about Padi Goodspeed, I was told she was very highly qualified in the real estate business for 21 plus years. I said she must be like " Godspeed" with the applications, which turned out to be no joke, we closed the loan process early. Goodspeed worked with me no matter what time I called her, she always answers.
Lyla from Martinez, CA
THEE BEST IN THE MORTGAGE FINANCE GAME!
I had the honor and pleasure of working with THE BEST mortgage advisor in the game! As a Probate, Trusts and Estates attorney, I have worked with many mortgage advisors, and Padi is, hands down the best at what she does! We first engaged Padi to assist in financing our second home, and she got the job done quickly and seamlessly. We didn’t have to sell our first family home, and we were able to keep it and rent it out due to Padi’s diligence and expertise A year later, when interest rates dropped, we were ready to refinance our new home to get lower payments. With the help of Padi, our mortgage was reduced by $2,000!
vgreenusf from Oakland, CA
Your in great hands with Goodspeed!
Padi Goodspeed and her team are nothing short of amazing! They managed to refinance our property in Crestone, which was probably one of the most challenging tasks anyone could take on. Her expertise, persistence, and determination were unmatched. Padi got it done when no one else could, and we couldn’t be more grateful. If you need a lender who truly delivers, she’s the one to call!
Danielle Gunter from Crestone, CO